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Rates

Effective as of 09/21/2009
Deposit Account Rates
Account Type Rate APY
First Fund 0.20% 0.20%
Regular Savings 0.15% 0.15%
Kids Club Savings 0.25% 0.25%
Christmas Club Savings 1.00% 1.00%
Choice 55 0.25% 0.25%
PERSONAL PLUS 0.15% 0.15%
NOW Account Business 0.15% 0.15%
Super NOW Account
$100,000.00-over
0.30% 0.30%
Super NOW Account
$50,000.00-$99,999.99
0.20% 0.20%
Super NOW Account
$10,000.00-$49,999.99
0.15% 0.15%
NOW Account Personal 0.15% 0.15%
1st Premier Money Market
$10,000.00-$49,999.99
0.20% 0.20%
1st Premier Money Market
$50,000.00-$99,999.99
0.30% 0.30%
1st Premier Money Market
$100,000.00-over
0.40% 0.40%
MAX REWARD 3.94% 4.01%

Effective as of 07/20/2010
Certificate of Deposit Rates
Term     
REGULAR
9 MONTH SPECIAL  0.50%  0.50% 
13 MONTH SPECIAL  0.50%  0.50% 
7 Days  0.05%  0.05% 
30 Days  0.10%  0.10% 
90 Days  0.40%  0.40% 
182 Days  0.85%  0.85% 
12 Months  1.10%  1.10% 
18 Months  1.10%  1.10% 
24 Months  1.25%  1.25% 
30 Months  1.25%  1.25% 
36 Months  1.50%  1.50% 
48 Months  1.75%  1.75% 
60 Months  2.00%  2.00% 
PRIME
7 Days     
30 Days     
90 Days     
182 Days     
12 Months     
18 Months     
24 Months     
30 Months     
36 Months     
48 Months     
60 Months     
JUMBO
7 Days     
30 Days     
90 Days     
182 Days     
12 Months     

IRA Certificate Rates
Term  Rate  APY 
6 Month  0.85%  0.85% 
12 Month  1.10%  1.10% 
18 Month  1.10%  1.10% 
24 Month  1.25%  1.26% 
30 Month  1.25%  1.26% 
36 Month  1.50%  1.51% 
48 Month  1.75%  1.76% 
60 Month  2.00%  2.01% 
Convenience  .50%  .50% 
Preferred  1.10%  1.10% 




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2004